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Rates and Fees of Indigo Platinum Mastercard Review

Pros and Cons of Indigo Platinum Mastercard

(Indigo Platinum Mastercard Review) Indigo Platinum Mastercard is a good option for those people who have bad credit or no credit history at all. This credit card can help students and people who need a credit card after declaring bankruptcy since it does not need a credit check for prequalification. Through this card, you can build or rebuild low credit as long as you make regular payments.

However, make sure to note that you may be charged an annual fee based on your creditworthiness. Also, this credit card has a high APR of 24.90%, and it carries a credit limit of $300. Nevertheless, it is one of the best credit cards that will help you to build your credit history.

Rates and Fees of Indigo Platinum Mastercard Review

Interest Rates and Charges | Fees

Regular APR (%): 24.9% variable
Annual Fee $75: the first year, $99 there after
Rewards Earning Rate: This card does not offer a rewards program.
Foreign transaction fee (%): 1%

Pros and Cons of Indigo Platinum Mastercard

Pros Explained

A $0 annual fee option exists for those who qualify
Make your card look pretty with free extra card designs
No deposit necessary
1% foreign transaction fee is lower than other cards in this category.

Cons Explain

High annual fees for most card options
Low $300 credit limit
No rewards
No low intro APR
High fees, including a high APR.

The Indigo Platinum Mastercard is designed for applicants with poor credit (which Experian, one of the three credit bureaus, defines as having a credit score of between 300 and 579) who want to build or rebuild their credit history (the card’s transactions are shared with those agencies).

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Indigo Card Contact Info

If you have any queries or are still has confusion about the Indigo Platinum Mastercard, then you can contact the customer service department. The following details you can use to contact the Indigo Card Customer Service:

Phone: 866-946-9545

Fax: 503-268-4711

Mail:

Genesis FS Card Services
PO Box 4477
Beaverton, OR 97076-4477

Reference Link

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